insurance & payment options
We want dental care to feel straightforward and accessible. At Holmes Dental, our team is here to help you understand your insurance benefits, review payment options, and choose the solution that works best for your needs.
1000+ Clients
Praised by patients for creating comfortable visits and long-term relationships built on trust.
4.9
Associations and Memberships
Dental insurance can be confusing, but our team is here to help simplify the process.
We accept all major insurance plans and will gladly submit claims on your behalf to help you maximize your available benefits.
Holmes Dental is considered a non-contracted provider, which means we are not limited by insurance company restrictions when recommending care. Our focus is always on what is best for your oral health, not just what a plan may cover.
Please note that while we help file and process insurance claims as a courtesy, patients are ultimately responsible for all treatment costs and balances.
We accept all major insurance plans and will gladly submit claims on your behalf to help you maximize your available benefits.
Holmes Dental is considered a non-contracted provider, which means we are not limited by insurance company restrictions when recommending care. Our focus is always on what is best for your oral health, not just what a plan may cover.
Please note that while we help file and process insurance claims as a courtesy, patients are ultimately responsible for all treatment costs and balances.
What to Expect with Insurance
Insurance coverage varies by plan, and some recommended treatments may not be fully covered. Our team is happy to walk you through your options before treatment begins. We work with your insurance provider to make the process easier by:
Please note: We are not currently accepting HMO or Medicaid plans.
Accepting Out of Network Benefits
We assist with insurance plans and help patients use out of network benefits.
Filing Claims on Your Behalf
We submit insurance claims for you, simplifying the process and reducing your paperwork.
Maximize Reimbursement
We help you maximize your benefits for the coverage you deserve.
Explaining Your Benefits Clearly
We explain your insurance benefits for better understanding of coverage.
No Insurance? No Worries
In-House
Membership
Traditional dental insurance can often feel complicated and restrictive. That’s why we offer an in-house membership plan designed to make quality dental care simpler and more accessible without the limitations of traditional insurance.
Our membership includes preventive care benefits and savings on additional treatments, helping you maintain a healthy smile while keeping your dental costs more predictable.
Membership Benefits
- Includes routine care at no additional cost.
- Provides exclusive discounts on procedures.
- Benefits start immediately and membership runs for 12 months from the date you join.
- No deductibles, waiting periods, annual maximums, denials of claims, or pre-approvals.
Child Complete
Ages: 0 - 13
$41
per month
or $492/year
Included Annually
- 2 Professional cleanings
- 2 Regular exams
- 1 Fluoride treatment
- Routine x-rays
- 1 Emergency exam
Additional Benefits
- 5% subscription discount for family members
- Save 10% on procedures completed at our practice.
Save $105 per year!
Adult Complete
Ages: 14+
$48
per month
or $576/year
Included Annually
- 2 Professional cleanings
- 2 Regular exams & screenings
- 1 Fluoride Treatment
- Routine x-rays
- 1 Emergency exam
Additional Benefits
- 5% subscription discount for family members
- Save 10% on procedures completed at our practice.
Save $117 per year!
Perio
Ages: 14+
$75
per month
or $900/year
Included Annually
- 3 Perio maintenance
- 2 Regular exams & screenings
- 1 Fluoride Treatment
- Routine x-rays
- 1 Emergency exam
Additional Benefits
- 5% subscription discount for family members
- Save 10% on procedures completed at our practice.
Save $123 per year!
Payment Methods We Accept
We accept several convenient payment options, including cash, check, Visa, MasterCard, American Express, Discover, as well as HSA and FSA funds to help make your dental care more accessible.
Care Now, Pay Over Time
For patients who prefer to spread the cost of treatment over time, we partner with trusted third party financing providers to make dental care more manageable with convenient monthly payment options.
CareCredit
CareCredit provides healthcare financing options, including promotional plans and longer term financing for qualified applicants.
If you need to reschedule or cancel your appointment, we ask that you contact our office at least 48 business hours in advance. Appointments canceled with less notice may be subject to a $75 late cancellation fee.
Frequently Asked Questions
We believe dental care should be clear and accessible. Our team is here to help you understand your insurance benefits and review payment options so you can make informed decisions about your care.
Do you accept dental insurance?
Yes. Holmes Dental works with most major dental insurance providers. While we are a non‑contracted provider, our team will help you understand your benefits and submit insurance claims on your behalf.
What does it mean to be a non‑contracted provider?
Being a non‑contracted provider means we are not limited by insurance company restrictions. This allows our doctors to recommend the treatments that are best for your oral health rather than what an insurance company dictates.
Will you file my insurance claim for me?
Yes. As a courtesy, our team will complete and submit your insurance claims to help you receive the maximum reimbursement available through your dental benefits.
Am I responsible for costs not covered by insurance?
Yes. Dental insurance often covers only a portion of treatment costs. Patients are responsible for any remaining balance after insurance benefits are applied.
What if I don’t have dental insurance?
If you don’t have dental insurance, you can enroll in our in‑house Membership Plan, which offers affordable preventive care and discounts on many treatments for individuals and families.
What insurance plans do you not accept?
At this time, Holmes Dental does not accept HMO or Medicaid insurance plans.
What payment methods do you accept?
We accept several convenient payment options, including:
- Cash
- Check
- Visa
- MasterCard
- American Express
- Discover
- We also accept HSA and FSA accounts.
Do you offer financing options for treatment?
Yes. We partner with CareCredit to provide flexible third‑party financing options that allow patients to pay for treatment in manageable monthly payments.
When will my payment options be discussed?
Your financial options will always be discussed before treatment begins so you can make an informed and comfortable decision about your care.